I just recently bought a house and it was enough stress buying in these tough economic times but when I contacted DJ Davenport at American Capital Financial, a lot of my stress was gone. He was able to explain things to me in terms that I could understand and was always able to answer my questions. If I decide to buy again down the road, I will definitely go with American Capital Financial and would refer them to anyone I know!
Quinn D.
Two things that I most appreciate when refinancing are people that I know can trust and will work in a very timely manner which is what I received on both closings with Amcapfin.
Jim and Carrie F.
My husband and I recently refinanced our mortgage with DJ and American Capital Financial and would recommend both DJ and the company to anyone. We absolutely can’t thank DJ enough for everything he did for us throughout the process. From driving down to my husband’s job to pick up some documents to showing up at our closing, DJ continually went above and beyond. DJ took the time to walk through all of the loan documents with us prior to the closing and explained them in terms we could understand. We started recommending DJ and American Capital Financial to all of our friends and family after our very first meeting with him. The entire process was completely seamless and convenient for us. This company understands the meaning of customer service and truly takes the time and effort to provide it. My husband and I have been beyond thrilled with DJ’s services and will definitely use him again in the future!
Denise G.
When it comes down to it, buying a house is scary. You’re required to give out multitudes of personal information, put a large amount of money on the line, and the most terrifying part is you have to put your trust in lots of different people. It is for this reason that I am so grateful I trusted ACF to be my Mortgage Broker. I was a first time homebuyer and I had no idea how the process even worked or how to get started. All I knew is that I had found the house of my dreams and I needed to jump on it quick. Dj and the ACF group acted immediately. Dj got my loan rolling and was always available to answer any questions I had or to process any paper work that needed to be completed. Dj fought to get me the best rate possible. He pointed out necessary fees and stood up for me when expenses should have been allocated elsewhere. He was incredibly thorough and spent the time I needed to feel confident about the whole procedure. The entire time I felt that I had a professional ‘in my corner’. In the end I got an amazing rate and the house of my dreams in a very short time. Using ACF was the best decision I’ve made and I highly recommend them.
Jodean G.
I would like to take a few moments and share my home buying experience with American Capital Financial; After years of renting and never owning a home I decided to try and purchase a home for the first time with no idea how to do this! I decided to work with Chris Coates at ACF. Chris was able to look at my credit report and explain in great detail where the challenges were and how to go about repairing the years of damage done to my credit report. Within a month (and I’m not saying it will be as quick for everybody), my credit score was ready to begin the home buying journey! The process of buying a home is to say the least the most gut wrenching, nerve testing experience I have ever been through and I seriously don’t think I could have gotten through it without the experience, professionalism and knowledge Chris has. I closed on my first home EVER in October of 09! If Chris is an example to which ACF holds itself and all of its associates , then I would recommend Chris Coates and American Capital Financial to anyone looking to purchase a home. I will definitely call them first if I ever need to refinance my existing or purchase another home!
Katrina B.
Chris Coates at American Capital Financial is one of the most knowledgeable mortgage brokers I have ever met. When I originally starting talking with him I had some problems with my credit. Chris gave me advice to start fixing those problems and when I came back to him 3 years later he still had my file and was able to to get me refinanced with no problems. He takes the time to walk you through every aspect of your mortgage, all of the options available and is always available to answer any questions that arise. Chris keeps you informed during every step as to changes that go on with interest rates, where your paperwork is in the process or anything else that he feels needs to be communicated. I recommend him to everyone I come across that is looking at buying a house or refinancing.
Ryan K.
I wanted to take a brief moment to write about my experience with the American Capital team. After completing the brief application process DJ called me back to discuss my credit report and I was completely confused because my score was 73 points lower than it was just two months prior when I financed a vehicle. DJ was very attentive to my concerns over the drop in credit score and assured me that he would get to the bottom of it. To be honest, I was a little pessimistic that he would find a way to repair it but I was certainly hopeful because I knew how much it would ultimately affect my potential interest rate. Within hours DJ called me back with a game plan on how to manage my existing accounts. After moving some funds around, we waited two weeks to pull the credit again and I was absolutely amazed when the score had completely rebounded to the number I was hoping for. DJ treated my loan like it was the only one he was working on and devoted a lot of time and energy to go above and beyond my expectations. I also worked closely with Martin Blunt when it came time to getting all of the necessary documents together. With the current state of our economy lenders are making it pretty complicated to refinance so the list of stipulations felt like a mile long. Martin took all of the pressure off of me by diligently working to get all of my documents organized and submitted. I have never been in a financial transaction of any sort that was completed with no surprises, but everything that the American Capital team said they could do for me, they delivered on. I would highly recommend DJ and Martin along with the American Capital team for any real estate transaction!
Quincy D.
Here is my story with American Capital Financial……I was referred to American Capital Financial by my trusted Realtor and at the end of the day trust, proved yet again, to deliver fantastic results. In January of 2009, I initiated conversation with the mortgage broker whom I originally went with to finance our home. My goal was to take advantage of low interest rates and refinance our existing home. My original mortgage broker’s quote was fair, however; American Capital Financial was patient and delivered a lower rate. The “close process” was seamless and we are saving over $300 a month!!! We are very thankful for our relationship with American Capital Financial and continue to refer friends and neighbors. We now have a trusted partner in the mortgage industry!!
Oliver L.
After having an awful experience purchasing, and closing on my first home, I was hesitant in putting my faith and trust in a mortgage broker ever again. But with the rate environment that came in early 2008, I had to refinance, and found American Capital to stand out among their peers as a premiere mortgage broker. I worked with a fellow named Chris, who’s knowledge and experience was a comfort. He had a great feel for where the rates were heading and was there at the closing to help with any questions I had. I lowered my Mortgage Payment by a few hundred dollars, and I broke even on my loan in 3 months. I have recommended American Capital to several friends and family and all have had similar experiences, and those who could not refinance gained a tremendous amount of knowledge about the mortgage world and what the had to do to improve their specific situations. Thanks guys for all of your help, myself and my family appreciates it.
Allison L.
I have only praises for D.J. Davenport, and American Capital Financial, LLC. From day one, it was evident that D.J. truly cared about helping me become a first-time homeowner. He was attentive to my personal needs and financial goals. D.J. really worked hard to aid me in the right path to ownership. He was always available to field my questions, and to research options which would work best for me; His efforts were above and beyond my expectations. I felt confident working with D.J., trusted him one-hundred percent, and would recommend his services with tremendous approval.