My husband and I recently refinanced our mortgage with DJ and American Capital Financial and would recommend both DJ and the company to anyone.  We absolutely can’t thank DJ enough for everything he did for us throughout the process.  From driving down to my husband’s job to pick up some documents to showing up at our closing, DJ continually went above and beyond.  DJ took the time to walk through all of the loan documents with us prior to the closing and explained them in terms we could understand.  We started recommending DJ and American Capital Financial to all of our friends and family after our very first meeting with him.  The entire process was completely seamless and convenient for us.  This company understands the meaning of customer service and truly takes the time and effort to provide it.  My husband and I have been beyond thrilled with DJ’s services and will definitely use him again in the future!