My sincere thanks to Chris for his untiring help with my refinance and for being a rock star with information!  Having spent the better part of six months with another broker who did little to nothing on my behalf, it was a huge relief to be partnered with a person and company who actually  treat the customer well.    I will definitely use them again and would highly recommend them to anyone buying or refinancing their house.  Chris was always on top of things (since I have a USDA loan, he knew more than they did), was forthcoming with information, and kept me updated as the process progressed.  Even with some challenges like a government shutdown, he still was involved and working to complete the process.  He has earned my highest respect and I would not hesitate to enthusiastically recommend him.