I was slightly apprehensive about refinancing.  I always imagined it to be a time-consuming, complicated, and intimidating process.  DJ and American Capital Financial eased all our fears.  DJ made it as painless as he could for us from application to closing.  He was very responsive answering all our questions in a timely and professional manner.  No question – we wouldn’t hesitate to contact DJ and American Capital Financial for any future needs.  Top notch service!