My wife and i were first time home buyers and were referred to DJ through a family member. Being a first time home-buyer was very stressful to us. DJ took all the stress away! He was always honest, professional, knowledgeable, and friendly. DJ made our entire experience enjoyable. He would pick up the phone to answer all our questions anytime, even while he was vacationing in Hawaii! My wife and I always felt that our future was in good hands with DJ. We will be referring all of our friends to him without hesitation.