Our experience with American Capital Financial was great!  D.J. was very professional and went out of his way to ensure that they would find us a loan that suited our needs.  The loan was approved and processed in the time we needed.  They made it very convenient to sign the necessary documents and even had someone come out to our home after work to take care of the paperwork.  This was not my first home loan, so I was very stressed about the closing.  ACF made sure that my closing went very smooth.  I would gladly recommend this mortgage company to anyone seeking a mortgage.  Thank you ACF!