American Capital Financial helped us save $500 a month with a great, unbeatable rate. Not only did we save money, the service we received was extraordinary. My husband and I do not have a lot of knowledge when it comes to options regarding our mortgage and American Capital Financial assisted us by explaining every little detail to assure we understood the loan we were getting into. D.J. Davenport was the gentleman that assisted us with our loan and not only was he patient and friendly, he advised us that if we were able to find a better loan to go with it. He was not pushy at all. This only proved to us that this company was all about helping people get the right loans to benefit themselves. We will, without a doubt, continue to work with American Capital Financial if in fact we decide to refinance in the future.