I refinanced with American Capital Financial, LLC this past summer and could not be more pleased with the service that I received from D.J. Davenport and his team.  Every aspect of the refinance process was clearly explained and smoothly executed.  I was pleasantly surprised by the amount of time and effort I did not have to spend on the process.  Best of all, because of some delays on my part, D.J. had time to reprice the market on interest rates before we closed.  To my surprise, DJ showed up at closing with a better rate because the market had changed again.  It’s this kind of attention to detail that makes American Capital Financial a great option. They took care of the business at hand and took care of me.