Please take some time to read through a few testimonials from our customers and new friends!

“I refinanced with American Capital Financial, LLC this past summer and could not be more pleased with the service that I received from D.J. Davenport and his team.  Every aspect of the refinance process was clearly explained and smoothly executed.  I was pleasantly surprised by the amount of time and effort I did not have to spend on the process.  Best of all, because of some delays on my part, D.J. had time to reprice the market on interest rates before we closed.  To my surprise, DJ showed up at closing with a better rate because the market had changed again.  It’s this kind of attention to detail that makes American Capital Financial a great option. They took care of the business at hand and took care of me.” - Blake P

“I would like to extend a sincere Thank You to the American Capital Financial Team for the worry free execution of our loan process and all around home buying experience. A special thanks to D.J. for contacting real estate agents on both sides to ensure timely action so closing would go seamlessly for us. You informed us every step of the way to keep us in comfort every time a snag come along. This is my fourth home purchase and you have by far, exceeded my expectations. I’m positive we will be working together again.” - Dominic C

“Working with Chris Coates, there were no surprises.  Everything went according to plan, and we even closed two days early!  Chris stayed ahead of the entire process, always keeping us informed, is professional, honest and a delight to work with.  We were amazed at how smoothly and efficiently things went.  Fantastic job Chris!  We highly recommend any one looking to purchase a home, call Chris Coates at American Capital Financial.”- Robert and Rebecca U.

“I just recently bought a house and it was enough stress buying in these tough economic times but when I contacted DJ Davenport at American Capital Financial, a lot of my stress was gone.  He was able to explain things to me in terms that I could understand and was always able to answer my questions.  If I decide to buy again down the road, I will definitely go with American Capital Financial and would refer them to anyone I know!”- Kristi A.

“Two things that I most appreciate when refinancing are people that I know can trust and will work in a very timely manner which is what I received on both closings with Amcapfin.”- Quinn D.

“My husband and I recently refinanced our mortgage with DJ and American Capital Financial and would recommend both DJ and the company to anyone.  We absolutely can’t thank DJ enough for everything he did for us throughout the process.  From driving down to my husband’s job to pick up some documents to showing up at our closing, DJ continually went above and beyond.  DJ took the time to walk through all of the loan documents with us prior to the closing and explained them in terms we could understand.  We started recommending DJ and American Capital Financial to all of our friends and family after our very first meeting with him.  The entire process was completely seamless and convenient for us.  This company understands the meaning of customer service and truly takes the time and effort to provide it.  My husband and I have been beyond thrilled with DJ’s services and will definitely use him again in the future!” -Jim and Carrie F.

“When it comes down to it, buying a house is scary.  You’re required to give out multitudes of personal information, put a large amount of money on the line, and the most terrifying part is you have to put your trust in lots of different people. It is for this reason that I am so grateful I trusted ACF to be my Mortgage Broker. I was a first time homebuyer and I had no idea how the process even worked or how to get started.  All I knew is that I had found the house of my dreams and I needed to jump on it quick.  Dj and the ACF group acted immediately.  Dj got my loan rolling and was always available to answer any questions I had or to process any paper work that needed to be completed.  Dj fought to get me the best rate possible. He pointed out necessary fees and stood up for me when expenses should have been allocated elsewhere. He was incredibly thorough and spent the time I needed to feel confident about the whole procedure. The entire time I felt that I had a professional ‘in my corner’. In the end I got an amazing rate and the house of my dreams in a very short time. Using ACF was the best decision I’ve made and I highly recommend them.” -Denise G.

” I would like to take a few moments and share my home buying  experience with American Capital Financial; After years of renting and never owning a home I decided to try and purchase a home for the first time with no idea how to do this!  I decided to work with Chris Coates at ACF.   Chris was able to look at my credit report and explain in great detail where the challenges were and how to go about repairing the years of damage done to my credit report.   Within a month (and I’m not saying it will be as quick for everybody),  my credit score was ready to begin the home buying journey! The process of buying a home is to say the least the most gut wrenching, nerve testing experience I have ever been through and I seriously don’t think I could have gotten through it without the experience, professionalism and knowlege Chris has.   I closed on my first home EVER in October of 09! If Chris is an example to which ACF holds itself and all of its associates , then I would recommend Chris Coates and American Capital Financial to anyone looking to purchase a home. I will definately call them first if I ever need to refinance my existing or purchase another home!”-Jodean G

“I wanted to take a brief moment to write about my experience with the American Capital team.  After completing the brief application process DJ called me back to discuss my credit report and I was completely confused because my score was 73 points lower than it was just two months prior when I financed a vehicle.  DJ was very attentive to my concerns over the drop in credit score and assured me that he would get to the bottom of it.  To be honest, I was a little pessimistic that he would find a way to repair it but I was certainly hopeful because I knew how much it would ultimately affect my potential interest rate.  Within hours DJ called me back with a game plan on how to manage my existing accounts.  After moving some funds around, we waited two weeks to pull the credit again and I was absolutely amazed when the score had completely rebounded to the number I was hoping for.  DJ treated my loan like it was the only one he was working on and devoted a lot of time and energy to go above and beyond my expectations.  I also worked closely with Martin Blunt when it came time to getting all of the necessary documents together.  With the current state of our economy lenders are making it pretty complicated to refinance so the list of stipulations felt like a mile long.  Martin took all of the pressure off of me by diligently working to get all of my documents organized and submitted.  I have never been in a financial transaction of any sort that was completed with no surprises, but everything that the American Capital team said they could do for me, they delivered on.  I would highly recommend DJ and Martin along with the American Capital team for any real estate transaction!”- Ryan K.

“Here is my story with American Capital Financial……I was referred to American Capital Financial by my trusted Realtor and at the end of the day trust, proved yet again, to deliver fantastic results.  In January of 2009, I initiated conversation with the mortgage broker whom I originally went with to finance our home.  My goal was to take advantage of low interest rates and refinance our existing home.  My original mortgage broker’s quote was fair, however; American Capital Financial was patient and delivered a lower rate.  The “close process” was seamless and we are saving over $300 a month!!!  We are very thankful for our relationship with American Capital Financial and continue to refer friends and neighbors.  We now have a trusted partner in the mortgage industry!!” - Quincy D.

“After having an awful experience purchasing, and closing on my first home, I was hesitant in putting my faith and trust in a mortgage broker ever again.  But with the rate environment that came in early 2008, I had to refinance, and found American Capital to stand out among their peers as a premiere mortgage broker.  I worked with a fellow named Chris, who’s knowledge and experience was a comfort.  He had a great feel for where the rates were heading and was there at the closing to help with any questions I had.  I lowered my Mortgage Payment by a few hundred dollars, and I broke even on my loan in 3 months.  I have recommended American Capital to several friends and family and all have had similar experiences, and those who could not refinance gained a tremendous amount of knowledge about the mortgage world and what the had to do to improve their specific situations.  Thanks guys for all of your help, myself and my family appreciates it.” -Oliver L.

“I have only praises for D.J. Davenport, and American Capital Financial, LLC. From day one, it was evident that D.J. truly cared about helping me become a first-time homeowner. He was attentive to my personal needs and financial goals. D.J. really worked hard to aid me in the right path to ownership. He was always available to field my questions, and to research options which would work best for me; His efforts were above and beyond my expectations. I felt confident working with D.J., trusted him one-hundred percent, and would recommend his services with tremendous approval.” -Allison L.

“American Capital Financial helped us save $500 a month with a great, unbeatable rate. Not only did we save money, the service we received was extraordinary. My husband and I do not have a lot of knowledge when it comes to options regarding our mortgage and American Capital Financial assisted us by explaining every little detail to assure we understood the loan we were getting into. D.J. Davenport was the gentleman that assisted us with our loan and not only was he patient and friendly, he advised us that if we were able to find a better loan to go with it. He was not pushy at all. This only proved to us that this company was all about helping people get the right loans to benefit themselves. We will, without a doubt, continue to work with American Capital Financial if in fact we decide to refinance in the future.” - Dave and Pauline S.

“Chris has been absolutely a pleasure to work with! His knowledge and effective communication guided me through the refinancing process. Through countless hours and phone calls – Chris was kind, patient, and always informative. After a short time, Chris met my needs and got me the rate and monthly payment I was looking for. I’m pleased to recommend Chris and American Capital to my family and friends.” - Patty C.

“Working with American Capital Financial was the closest thing for us to a slam dunk in the mortgage business. From initial phone call to finish was about three weeks. We couldn’t even get our long time mortgage broker to return our phone calls in that time!  They were knowledgeable, honest, efficient, very service oriented and fast!” - John and Sandy C.

“Our experience with American Capital Financial was great!  D.J. was very professional and went out of his way to ensure that they would find us a loan that suited our needs.  The loan was approved and processed in the time we needed.  They made it very convenient to sign the necessary documents and even had someone come out to our home after work to take care of the paperwork.  This was not my first home loan, so I was very stressed about the closing.  ACF made sure that my closing went very smooth.  I would gladly recommend this mortgage company to anyone seeking a mortgage.  Thank you ACF!” - Steve C. and Lisa S.

“DJ and his staff at American Capital Financial have helped us twice with mortgage loans.  My husband and I were treated with dignity and respect and everyone worked hard to get us the best deal possible. I am very pleased with the customer service; it’s why I went back to American Capital when I was ready to refinance.  I would recommend this company to anyone searching for a mortgage loan.” -Cathleen and Gerard T.

Educating borrowers since 2004
1836 Blake St. Suite 101, Denver, CO 80202
(303) 831-9636 or 1 (866) 331-2208