Rural Development USDA Loans

Is a Rural Development USDA Loan Right For You?

USDA loans are typically used to help low-income individuals or households purchase homes in rural areas. The loans can be used to build, repair, renovate or relocate a home. Rural Development or USDA Loans can also be used to purchase and prepare sites, including providing water and sewage facilities. We specialize in helping people with home mortgages in rural areas in Colorado and Wyoming. Please contact us today to see if you qualify for a Rural Development USDA Loan!

USDA Rural Development Loans by American Capital Financial

USDA Loans FAQs

Am I eligible for a USDA loan?

There are many requirements to determine USDA loan eligibility including:

  • Very Low or Low Income
  • Must Be Without Adequate Housing
  • Reasonable Credit
  • Must Live in Rural Area

To determine whether you and your family are eligible for a USDA Rural Development loan contact us.

What are the benefits of a USDA loan?

A USDA loan can be a great option for those who qualify. Terms can be between 33 and 38 years. Some households can also qualify for a subsidy to help with payments.

Contact us today to find out if a USDA loan is right for you!

Questions? Contact Us!

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DJ and his staff at American Capital Financial have helped us twice with mortgage loans.  My husband and I were treated with dignity and respect and everyone worked hard to get us the best deal possible. I am very pleased with the customer service; it’s why I went back to American Capital when I wa…
Cathleen and Gerard T.